So........we're doing it.
We're really doing it.
We're going to buy our 1st home :)
We have been going back and forth about this decision for about a year now, weighing the positive and the negative, and we truly feel like it's time to take the big leap!! We just cannot justify paying rent anymore because we're not getting anything back from it.
Jonathan and I seriously considered making this move last spring when we were going to be coming back from our semester in Italy and into Clemson for his final year of graduate school. We thought about the idea of spending the next 3 years in the Clemson area, as well as getting the 1st time home buyer's tax incentive, but the timing was just not right. And looking back, we are SO thankful for making that decision.
So here we go.
We met with our mortgage loan officer at our bank this week, and she really amazed us at not only how wonderful she was, but that we were actually pre-approved for our loan!!! And the amount was more than we had thought, so that was a bonus too. We had decided not to get our hopes up before meeting with her, but as it should turn out, we were good to go!!
We also have the most unbelievable, amazing realtor in the world, Miss Amy Blume Grubbs!!! She's half the reason we want to go through this whole process and in just 3 days, she has already done so much for us. She has given us a listing of homes that are not only in our price range, but also fit our "house criteria" and our desired area. We have been very good friends with Amy for a very long time, and cannot wait to embark on our home journey with her by our side!!
In addition, we are trying to make the April 30th deadline for the extended tax incentive. So, we know this will be a very tiring and somewhat stressful process, but we are BEYOND excited about finding the perfect 1st home. We already took the time today, to drive to our top 2 choices on our own and just scope them out to see how they looked in the snow!! :) :)
And we also know that this process will take a lot of careful consideration and prayer. If you're reading this, we want you to please keep us in your prayers that we will not only make the right choice and that things go smoothly, but that everything will fall into place financially as well. We've moved around a LOT in the short year and a half that we've been married, and we're just ready to be settled in a place that we can call ours and possibly raise children in.
Just a timeline of where we've called "home" for whatever length of time since July 19, 2008:
The Moore house, our home for 10 days, July 2008 - August 2008. The time frame between getting back from our honeymoon and making the move to Charleston.
Our home for 5 months, August 2008 - December 2008. A Charleston single in downtown Charleston, SC.
The Edens House, our home for 3 weeks, December 2008 - January 2009. The time frame between moving from our home in Charleston, until it was time to leave for Italy.
Our home for 5 months, January 2009 - May 2009. The villa in Genoa, Italy.
We then spent 1 month, May 2009 - June 2009, back and forth between both parents' houses before moving into our apartment.
Our final stay, our apartment in Central, SC. 1 year, June 2009 - June 2010.
I plan to continue to update the blog as we go through the home buying process, so keep checking back to see where we end up!!!
2 comments:
We are SO excited for you both! We will definitely keep the house buying prospects in prayer -- glad you are seeking the Lord's will for this special time in your lives. We love you! Mom and Dad Edens
Good luck house hunting! I will definitely keep ya'll in my prayers.
PS: my 'word verification' was "cating". Not sure what this means. I'm guessing it's a verb of sorts? As in, to 'cat' something or someone? I'm imagining someone throwing a cat at someone- this would be considered a cating.
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